Common Auto Insurance coverage Premiums For All 50 States — My Cash Weblog

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Right here’s one other fascinating 50-state infographic compiled by HowMuch.web about The Actual Distinction Between Minimal and Full Protection Automobile Insurance coverage. It reveals the common annual value of auto insurance coverage for each the minimal stage required by legislation (often solely legal responsibility to pay for injury you induced) and full protection (provides collision and complete to pay for damages to your individual automobile).

I used to be stunned at how a lot auto insurance coverage prices differ by state. Minimal protection simply varies from $500 to $1,000 a 12 months. However what’s up with Michigan? How can each driver afford $2,700 a 12 months for insurance coverage?

I’m slightly spoiled as my annual premium for full protection is $600 a 12 months ($50 a month) for every automotive, and that features the upper legal responsibility limits required to qualify for umbrella insurance coverage. In fact, I’m now outdated and boring. However even after I was in my 20s, I don’t bear in mind it costing greater than $100 a month.

Many state insurance coverage departments keep a database of insurance coverage premiums that may aid you discover the insurer with the bottom costs in your space. See: Huge Checklist of Auto Insurance coverage Premium Comparisons for All 50 States.

Final up to date: September 26, 2018

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